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The Bank of Punjab (BOP)

Portfolio Head - Cards

The Bank of Punjab (BOP). Pakistan

Lahore, Pakistan


The Bank of Punjab is one of the fastest growing Banks in Pakistan with its profound existence of over 33 years. It operates through a network of 780+ real-time online branches and 700+ ATMs across the country. The Bank has established a strong foundation while offering premium banking services with major focus on unsurpassed value added services for its customers through advanced solutions.

In line with the Bank’s progression strategy, we invite applications from experienced, dedicated and performance-driven professionals for the following position in our Card Division (Strategy & Strategic Group). The following job profile offers excellent opportunity for the right candidates desirous of building a long term career in a dynamic organization:

Grade: VP/SVP-I

Location: Lahore

Job Summary / Major Responsibilities

  • Reporting to Head Cards, Portfolio Head will manage entire Cards Portfolio including but not limited to Credit Cards and Debit Cards
  • Manage entire End-to End Card Lifecycle from Activation, Spend, Payments, Revolver vs Transactor strategy, Authorization, Renewals, Retention & Loyalty, Partnerships perspective. 
  • Work closely with Head Cards in formulating and implementing marketing and business development strategies for cards business as well as to sustain and build brand position for bank keeping in view the social and market trends. This will include Co-Branded and Affinity Product Offering.
  • Working closely with Scheme Partners – Master Card and Visa, etc.
  • Maintain a good and sustainable portfolio (customer base and ENR both) ensuring maximum active customers, higher per card spend and ENR, least delinquency and maximum productivity along with cost rationalization.
  • Design and launch different tactical, value added, productive portfolio spend and ENR campaigns, aiming towards increasing revenue lines and customer satisfaction both in parallel.
  • Manage Spend Stimulation Unit for effective portfolio management from ENR and Value Added Services perspective.

Eligibility Criteria

Qualification: Minimum Bachelor’s Degree, from a HEC recognized University/ Foreign University.

Age: Upto 55 Years as of June 06, 2023.

Experience: Minimum 10 years of experience. Preference shall be given to candidates having 05 years of banking experience in similar role.

Important Note:

a) Only shortlisted candidates shall be called for interview. No TA/DA will be admissible.

b) The Bank of Punjab reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.

c) The Bank is an equal opportunity employer. Females, minorities and PWDs are encouraged to apply.

d) The above position(s) carry market based competitive remuneration.

e) Individuals fulfilling the above mentioned criteria are encouraged to apply online through BOP career portal latest by June 06, 2023.


ENR Campaigns, Master Card And Visa, Business Development Strategies, End-to End Card Lifecycle, Cards Portfolio,

Salary 250000
Job Type First Shift (Day)
Qualification Bachelor
Experience 10 Years
Sectors Accounting / Finance
Gender No Preference
Industry Banking
Career Level Experienced Professional
Job Expiry Date 2023-06-07