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Relationship Officer - Asset Sales

Mobilink Microfinance Bank. Pakistan

Sukkur, Pakistan

2023-05-30

  • Implement the approved sales/service plans to achieve growth objectives of bank by agreeing micro level sales/service delivery plans with BM/RM.
  • Sells products by establishing contact and developing relationships with customers as per defined SOP of the bank.
  • Achievement of Targets/Objectives of sales in assigned areas with best ethics and moral practices by following SOPs 
  • Ensure target achievement through genuine sale by avoiding family loaning, activist base lending and adjustment lending. 
  • Make business of company profitable through sales of loans and enhancement of number of customers by following SOPs of the bank.
  • Marketing of company products and make strategy in this regards.
  • Aptitude for persuasion and negotiation.
  • Identifies business opportunities by identifying prospects and evaluation of position of the industry.
  • Evaluation of customer’s profile by adopting of five C’s of credit.
  • Dissemination of terms and conditions of the products offered by the customers.
  • Ensuring on track performance by conducting physical verification of the prospective clients.
  • Ensure proactive collection, perusal timely repayment of loans by communication with clients and ensuring hundred percent collections of loans by following SOPs of the bank.
  • Extra care must be taken while handling of customers legal documents to avoid any misuse.
  • Guide customers to deposit their loan repayments at cash counter only. 
  • Avoid cash handling of any customers of the bank while performing RO function however in case of collection from field proper strict compliance of collection manual must be ensured.
  • Preparation of weekly field activity planner and deviation marking in consultation with LM.
  • Ensure Monthly/Quarterly meeting of customers as per defined products program.
  • Conduct loan booking in strict compliance with bank’s policies, procedures, ethics, and standards. 
  • Ensure continuous review of product and services related knowledge and recommend areas of improvement through personal/client feedback.
  • Conduct market assessment/research to identify selling possibilities and new markets / areas and review the existing market / areas for final decisions in consultation with line manager.
  • Meet internal service standards and ensure no service related complaints are received from customers by following bank fair treatment of customer policy.

Skills;

Branch Support, Sales Abilities, Identifying Sales Opportunities,


Salary 35000
Job Type First Shift (Day)
Qualification Bachelor
Experience 1 Year
Sectors Sales & Business Development
Gender No Preference
Industry Banking
Career Level Entry Level
Job Expiry Date 2023-06-30