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To achieve the branch’s multi-dimensional growth targets (deposits, advances & profit) by sales maximization through strengthening the existing relationships and identifying new business opportunities, while providing quality service coupled with efficient operational controls to minimize all risks by ensuring  strict adherence to KYC/AML, SBP & Internal Policies, Processes and Credit Manual / Circulars.

Principal Accountabilities:

1. Formulation & implementation of sales plans to deepen the existing relationships as well as to identify the new opportunities for achievement of branch’s multi-dimensional targets (deposits, advances, profit).
2. Periodical review of operational activities in light of audit reports and contribute to enforce the internal controls in the branch operations as per the Bank & SBP guidelines (KYC, AML, Business Continuity Plan, etc).
3. Train & motivate all front-end staff to develop their technical & core competencies. Lead them as per sales plan for sales maximization.
4. Evaluation, recommendations and elevation of credit proposal and supervision of all asset related matters.
5. Complete adherence to Service Management Program through complaint resolution by contiguous review & improvement of processes, practices & resources to ensure that service standards are met for customer retention.
6. Ensure that all financial targets are met for the branch and assurance of cost controls and maximisation of revenue generation through “good selling” and plugging of revenue leakages in the branch.

Knowledge and Skills:

Knowledge of basic financial concepts, basic banking principles, practices and procedures, banking operations, regulations, and risk management.

Required Skills:

Branch Handling, Team Building, Branch Accounting, Branch Support, Branch Administration Skills, Branch Banking, Branch Management,